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Expert guides and insights from The Stellarix Group to help you make confident financial decisions.
Schedule a ConsultationDiscover how cash balance plans work, the 2026 contribution limits under Notice 2025-67, and key trade-offs. Coordinate business planning with Stellarix.
GuideHow a grantor retained annuity trust works in 2026: the §7520 rate, zeroed-out GRATs, mortality risk, and GRAT vs. SLAT vs. ILIT. Talk with our CFP® team.
GuideKey person insurance explained: who owns the policy, §101(j) notice-and-consent rules, Form 8925, tax treatment, disability coverage. Talk with our team.
GuideUnderstand the SECURE 2.0 529 to Roth IRA rollover rules, the $35,000 limit, 2026 IRS contribution caps, and Colorado state tax recapture implications.
GuideUnderstand how Section 1202 QSBS rules change in 2026 under the OBBBA. Learn about tiered exclusions, caps, and Colorado tax conformity.
GuideHow a buy-sell agreement works: cross-purchase vs entity redemption, valuation, and life insurance funding after Connelly. Review yours with our team.
GuideLearn how a Spousal Lifetime Access Trust (SLAT) works under the permanent $15M exemption rules of P.L. 119-21. Understand risks, tax benefits, and key trade
GuideUnderstand tax-loss harvesting rules, the wash-sale window, and key 2026 year-end planning moves for Colorado investors. Coordinate with our team today.
GuideRMDs start at 73 (75 if born 1960+). See the birth-year table, a worked Uniform Lifetime Table example, and the Dec 31 deadline. Talk with our CFP® team.
GuideUnderstand the official 2026 Medicare IRMAA brackets, the two-year income lookback, and how Roth conversions impact your premiums. Learn how to plan today.
GuideSee the 2026 charitable deduction changes: the new non-itemizer deduction, the 0.5% AGI floor, and how they may shape year-end giving. Schedule a review.
GuideLearn how an irrevocable life insurance trust works in 2026, from Crummey notices to the 3-year rule, and when an ILIT may fit a Colorado estate plan.
GuidePlanning a 2026 Roth conversion? Learn the strict December 31 deadline, IRS 5-year rules, Colorado tax implications, and multi-generational strategies.
GuideThe 2026 annual gift tax exclusion is $19,000 per recipient. Learn gift-splitting, 529 superfunding, Form 709 rules, and the $15M exemption. Talk with us.
GuideHow a charitable remainder trust works, CRAT vs CRUT vs DAF vs QCD, drawbacks, and when a CRT may fit a Colorado giving plan. Schedule a consultation.
GuideHow a special needs trust in Colorado works alongside an ABLE account: first- vs third-party trusts, Medicaid payback, taxes, and setup. Talk with our team.
GuideLearn 2026 inherited IRA rules by beneficiary type: the 10-year rule, annual RMDs, and December 31 deadlines. Talk with our Denver team about your plan.
GuideThe 2026 federal estate tax exemption is $15 million per person, and Colorado has no estate tax. Learn about portability, gifting, and planning next steps.
GuideUnderstand the 2026 qualified charitable distribution rules, limits, and RMD strategies to optimize your philanthropic impact and tax efficiency.
GuideHow a Colorado ABLE account works in 2026: contribution limits, the $100,000 SSI threshold, and pairing it with a special needs trust. Talk with our team.
ComparisonWeigh donor-advised fund pros and cons for 2026: a side-by-side comparison, new deduction rules, fees, and grant timing. Talk with our Denver team.
GuideOptimize your finances with our 2026 year-end tax planning checklist. Align retirement, investments, and giving before Dec 31. Contact our Denver team.
GuideFort Collins financial advisor guide covering CSU and PERA plans, Colorado retirement taxes, and virtual or Denver meetings. Schedule a consultation.
GuideLooking for a specialized financial advisor for doctors in Denver? Our credentialed team helps physicians navigate debt, high taxes, and wealth building.
GuidePlanning your Colorado business exit? Learn succession strategies, family transfer options, and tax-aware ownership transition planning with our Denver team.
GuideLearn Social Security claiming strategies, spousal benefits, and tax planning in Denver. Build a coordinated retirement income plan with CFP® and CLTC®
GuideIntegrate tax strategy with holistic financial planning in Colorado Springs. Learn about Colorado flat tax, Roth conversions, retirement exclusions, and
GuideRetire in Colorado Springs? Explore Colorado tax benefits for retirees, military retirement planning, and holistic fee-based strategies. Schedule a
GuideCoordinating your estate planning in Colorado Springs? Discover how our credentialed team aligns wealth, tax, and legacy. Schedule a consultation today.
GuideDiscover how Colorado's 529 plan works: 2026 tax deductions, contribution limits, K-12 rules, and rollover options for Colorado families.
GuidePlan your legacy with a fee-based financial advisor in Colorado Springs. Serving military retirees, families, and business owners across Colorado.
GuideLooking for a financial advisor in Boulder? We offer fee-based financial planning for tech professionals, CU faculty, and families. Schedule a consultation.
GuideBuild a sustainable retirement withdrawal plan in Denver. Learn Social Security optimization, tax-efficient sequencing, 2026 RMD rules, and Colorado tax
GuidePlanning for long-term care in Denver? Learn about LTC insurance, self-funding, Colorado Medicaid, and Partnership programs to protect your retirement.
GuideDiscover tax-efficient charitable giving strategies in Denver. Learn how to maximize your philanthropic impact using DAFs, QCDs, and Colorado state credits.
GuideDenver women: our credentialed female advisors guide career, family, retirement, and legacy planning tailored to your life. Schedule a consultation today.
GuideLooking for a financial advisor for retirees in Denver? The Stellarix Group helps you coordinate retirement income, taxes, and estate plans. Book a
GuideExplore multi-generational wealth planning in Denver with The Stellarix Group. Coordinate investments, taxes, insurance, and estate plans across generations.
GuideLearn how fee-based financial planning in Denver integrates tax strategy, from Roth conversion timing to CPA coordination. Plan with clarity.
GuideDiscover how financial planning works in Denver: the process, Colorado tax and estate factors, and how a fee-based holistic approach serves your family.
GuideDenver entrepreneurs and executives: navigate equity comp, succession planning, tax-aware investing, and key person insurance with a credentialed financial
GuideLearn the key criteria for choosing a financial advisor in Denver: credentials to verify, fee structures to understand, fiduciary duty, interview questions
ComparisonCompare fee-only and fee-based financial advisors in Denver. Learn how each model works, pros, trade-offs, and which fits your needs. Schedule a consultation.
ComparisonCompare Colorado wills vs trusts side by side. Learn probate thresholds, small estate rules, and when a trust may be right for your estate plan.
GuideGuide to life insurance in Denver, CO. Learn coverage types, costs, and how to coordinate life insurance with estate and retirement planning. Schedule a
GuideComprehensive wealth management in Denver for complex portfolios. Coordinate investments, tax strategy, estate planning, and insurance with a multi-credential
GuideProtect what you've built with comprehensive risk management and insurance planning in Denver. Life, long-term care, and disability strategies from
GuideFee-based investment management in Denver, CO. Portfolio construction, risk-adjusted allocation, and coordination with tax and estate planning. Schedule a
GuideDenver retirement planning guide covering Colorado tax advantages, 2026 RMD rules, income strategies, and risk management. Plan with The Stellarix Group.
GuideNavigate legacy planning & charitable giving in Denver, Colorado. Discover 2026 tax incentives, donor-advised funds, and multi-generational strategies.
GuideLearn what fiduciary duty means, how it differs from suitability, and how our credentialed Denver team serves your best interest. Schedule a consultation.
GuideLearn essential Colorado estate planning strategies, from wills vs. trusts to tax-efficient legacy coordination with our Denver financial planning team.
GuideComprehensive business planning for Denver entrepreneurs and executives: succession, key person insurance, executive compensation, and exit strategy
GuideGuide to special needs planning in Denver: SNTs, ABLE accounts, guardianship, and benefit preservation strategies for Colorado families. Schedule a
GuideWhat is fee-based financial planning? Learn the differences between fee-based and fee-only models, key costs, and how we coordinate Denver wealth.
GuideSearching for a financial advisor in Denver? Our guide covers fee-based planning, Colorado estate considerations, and when to hire an advisor.
Let's discuss how The Stellarix Group can help you navigate your wealth and achieve your goals.