Investment Management

Investment Management in Denver, CO

Portfolio strategy and planning designed for Colorado investors, families, and business owners with complex financial circumstances. Fee-based investment management that coordinates your investments with tax planning, estate strategy, and risk management under one guiding plan.

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Understanding Investment Management

What Investment Management Means in Denver, CO

Investment management is the professional oversight of a client's investment portfolio, encompassing asset allocation, ongoing monitoring, and periodic rebalancing. For investors in Denver, CO, investment management firms help individuals, families, and business owners align their portfolios with long-term financial goals while managing risk within their broader financial plan.

The Stellarix Group provides fee-based investment management as part of a holistic financial planning process. Rather than treating your portfolio in isolation, our team coordinates investment decisions with tax strategy, estate planning, insurance coverage, and retirement income goals. This integrated approach is designed to help Denver-area clients make informed decisions across every area of their financial picture. Working with a financial advisor in Denver who understands how these pieces connect can help bring clarity to complex financial circumstances.

Our Approach

A Disciplined Approach to Portfolio Construction

Our investment management process begins with understanding your complete financial situation, including goals, time horizon, risk tolerance, income needs, and tax considerations. From that foundation, we develop a portfolio strategy designed to align with your broader plan. Diversification and risk-adjusted allocation are central to our methodology, though all investments carry risk, including potential loss of principal.

Portfolio Construction

We build portfolios based on your goals, time horizon, and risk tolerance. Asset allocation decisions are tailored to your circumstances rather than applied as a one-size-fits-all template. Different asset classes carry different risk and return characteristics, and diversification does not guarantee a profit or protect against loss.

Risk-Adjusted Allocation

We seek to balance potential return with the level of risk appropriate for your situation. This includes considering your capacity to withstand market volatility and your need for income or growth. Risk-adjusted strategies aim to manage exposure, though market risk cannot be eliminated and all investments may lose value.

Ongoing Monitoring and Rebalancing

Portfolios are monitored on an ongoing basis and rebalanced periodically to help maintain the target allocation. Market movements can shift your portfolio's risk profile over time, and rebalancing may involve transaction costs and tax consequences that should be considered.

Compensation Models

Fee-Based vs. Commission-Based Investment Management

Understanding how your advisor is compensated matters. Fee-based and commission-based models differ in structure, standard of care, and potential conflicts. The Stellarix Group operates on a fee-based model, which means we charge a direct fee for advisory services while also being able to receive commissions for certain insurance or investment products. This is distinct from a fee-only model, where an advisor receives solely client-paid fees. Securities and investment advisory services are offered through MML Investors Services, LLC (Member SIPC).

Dimension	Fee-Based Investment Management	Commission-Based Model
Primary Compensation	Direct client fee, such as a percentage of assets managed, flat fee, or hourly rate	Per-transaction or per-product commissions paid by the client or product sponsor
Additional Compensation	May also receive commissions for certain insurance or investment products	Commissions from product sponsors or per-trade transaction fees
Standard of Care	Fiduciary duty for advisory services under the Investment Advisers Act	Suitability standard for brokerage recommendations
Disclosure	Fee schedule and conflicts disclosed in Form ADV Part 2A	Commissions and product costs disclosed at point of sale
Potential Conflicts	Fee structure may reduce certain compensation-related incentives, though conflicts may still exist and must be disclosed	Compensation tied to transactions may incentivize specific product choices or trading activity
Ongoing Relationship	Typically includes ongoing portfolio monitoring and periodic reviews	May be transaction-focused with less ongoing oversight

Under the Investment Advisers Act of 1940, SEC-registered investment advisers are subject to a fiduciary duty that includes acting in the client's best interest and disclosing material conflicts of interest. Any form of compensation, including asset-based fees, creates potential conflicts that must be addressed through disclosure and mitigation. Source: U.S. Securities and Exchange Commission. Information as of July 2026.

Holistic Planning

Coordinating Investments With Your Full Financial Picture

Investment decisions do not happen in a vacuum. A portfolio built without considering taxes, estate goals, insurance needs, or retirement income timing may create inefficiencies or unintended consequences. At The Stellarix Group, investment management is one part of a coordinated wealth management plan that connects every area of your financial life.

For example, tax-aware investment strategies may help manage the impact of capital gains and income taxes on portfolio returns, though results vary by individual tax situation and may involve trade-offs. Coordinating investment holdings with estate planning documents, beneficiary designations, and insurance coverage helps ensure that your portfolio supports your legacy goals. These strategies involve complexities that should be reviewed with qualified tax and legal professionals.

How Investment Management Connects to Your Plan

1 Tax Planning: Coordinating account types and investment location to help manage tax efficiency across taxable, tax-deferred, and tax-exempt accounts.
2 Estate Planning: Aligning portfolio holdings and beneficiary designations with trusts, wills, and wealth transfer strategies.
3 Risk Management: Reviewing insurance coverage to help address gaps that could affect your portfolio and long-term financial security.
4 Retirement Income: Structuring withdrawals and allocation to support income needs throughout retirement.

Our Team

Investment Leadership at The Stellarix Group

Our investment management work is guided by professionals who hold designations focused specifically on investment analysis, portfolio construction, and fiduciary standards. These credentials reflect a commitment to rigorous training and ongoing education in the investment management field.

Tom Moody, MBA, CIMA®

Investment Director

As Investment Director, Tom Moody oversees the firm's investment management process. The CIMA® (Certified Investment Management Analyst) designation, awarded by the Investments & Wealth Institute, focuses on advanced investment management consulting, portfolio construction, and fiduciary practices. This credential requires rigorous coursework, examination, and experience requirements.

MBA CIMA®

Bryan Andersen, CFA

Financial Advisor

Bryan Andersen holds the CFA (Chartered Financial Analyst) designation, awarded by the CFA Institute. The CFA program is widely recognized for its depth in investment analysis, portfolio management, and ethical standards. The designation requires passing three examination levels and meeting professional experience requirements.

CFA

Professional designations are granted by independent credentialing organizations. Holding a designation does not guarantee future investment results. You can learn more about our full team on the Stellarix Group team page.

Who We Serve

Denver Investors and Families We Help Guide

Our investment management services are designed for clients whose financial situations benefit from coordinated, multi-area planning. We serve clients from our Denver office and across all 50 states.

Multi-Generational Families

Households coordinating investments, taxes, insurance, and estate strategy across generations who want one unified plan.

Business Owners and Entrepreneurs

Owners needing tax-sensitive asset management, equity compensation strategies, and succession planning.

Pre-Retirees and Retirees

Individuals and couples planning income, investments, and risk management for retirement in Colorado and beyond.

Common Questions

Frequently Asked Questions About Investment Management in Denver

What does an investment management firm do?

An investment management firm provides professional oversight of client portfolios, including asset allocation, ongoing monitoring, and periodic rebalancing. At The Stellarix Group, investment management is integrated with financial planning, tax strategy, and estate planning so that portfolio decisions support your overall financial goals rather than standing alone.

How is fee-based investment management different from commission-based?

Fee-based advisors charge a direct fee for advisory services, such as a percentage of assets managed, while also potentially receiving commissions for certain products. Commission-based advisors earn compensation primarily per transaction or per product sold. Fee-based advisory services are generally held to a fiduciary standard, while commission-based brokerage recommendations typically meet a suitability standard. Both models involve potential conflicts of interest that should be disclosed.

What should I look for in an investment management firm in Denver, CO?

Consider the firm's credentials, compensation model, scope of services, and whether investment management is coordinated with broader financial planning. Look for designations such as CFA or CIMA® that reflect specialized investment training. Ask how the firm addresses conflicts of interest and how fees are disclosed. You can learn more about working with a Denver financial advisor to evaluate fit for your situation.

Can The Stellarix Group manage investments if I do not live in Denver?

Yes. While our office is located in Denver, CO, we serve clients across all 50 states. Securities and investment advisory services are offered through MML Investors Services, LLC (Member SIPC), and our team is licensed to work with clients nationwide. Contact us to discuss your situation regardless of where you are located.

How does investment management coordinate with tax and estate planning?

Coordinated investment management considers the tax treatment of different account types, the alignment of beneficiary designations with estate documents, and the role of insurance in protecting portfolio value. Tax-aware strategies may help manage tax impact, though results vary by individual circumstances. We coordinate with your attorneys and CPAs to help ensure investment decisions support your overall plan. Tax and legal professionals should be consulted for specific advice.

Your Next Step

Start Your Investment Planning Conversation

Whether you are building wealth, preparing for retirement, or coordinating a complex financial picture across generations, our team is here to help guide the way. Schedule a consultation to discuss how fee-based investment management in Denver, CO can fit within your broader financial plan.